Category:

Big Purchases? No Problem!

July 1st, 2025 by

0% Intro APR for 24 Months with the Zero+ Visa*

Get a Better Car, with Lower Payments!

January 16th, 2024 by

The Drive4Less Loan’s payment structure offers lower, more affordable payments

Family for the Win!

May 29th, 2024 by

Your Immediate Family Members are Eligible to Join State CS

Quick. Secure. Convenient.

September 6th, 2023 by

Add Your State CS Debit Card to Your Mobile Wallet

Complete Debit Card Control

August 24th, 2023 by

Set terms for when, how and where your card is used

Pay Your Loan by Card!

May 3rd, 2023 by

With our online REPAY service, you can easily and securely pay your State CS Loan with a debit card from another account.

Pass It On…

September 20th, 2022 by

Refer a Friend to State CS and Earn a $10 Gift Card

Money Management Made Simple

April 1st, 2022 by

Free Checking from State CS

Main Office


4th Floor, Dulles State Office Building
317 Washington St.,
Watertown, NY 13601
Phone: (315)785-2400
Fax: (877)335-8853
Hours: Mon – Fri 8:00am – 3:00pm

Branch Office


144 Eastern Blvd,
Watertown, NY 13601
Phone: (315)785-2470
Fax: (877)624-5503
Hours: Mon – Fri 8:00am – 4:30pm

Contact Information


Toll Free: 877-777-8011
Email us anytime!
ART (Audio Response Teller)
Phone: (315)782-9900
Routing Number: 221380949
Privacy Policy 

Your savings are federally insured up to $250,000 by NCUA (National Credit Union Administration), a US government agency. Equal Housing Lender.

State CS Employees Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at  (315)785-2400. All products and services available on this website are available at our credit union office.


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equal housing lender